More often than not, being in a road traffic accident is one of the events a person faces in their life. An event takes place in a matter of seconds, which could send one on the way with injuries, emotional trauma, or financial burdens afterwards. However, here is the good news: You can claim road traffic accident claims that provide recuperation for physical, emotional, and financial loss. This guide walks you through everything you need to know, from different types of accidents to finding the proper lawyer for a car accident.
Claims for Traffic Accidents: What Is It?
A road traffic accident claim is a legal procedure that allows a victim to seek compensation when he/she becomes injured due to the negligence of another party. Whether you were a driver on the road, a passenger in a vehicle, a cyclist sharing the road, or even a pedestrian on the sidewalk, you were right to have been able to claim that the accident was not your fault.
These claims include a wide variety of events, such as car accidents, pedestrian knockdowns, motorcycle accidents, and so forth. The most important thing is identifying liability- that someone was to blame.
The Services in Claims for Road Traffic Accidents.
A claim arising out of a motor accident can usually be quite cumbersome without professional assistance. Road traffic accident solicitors are there for that very reason. They would make things clear in terms of one’s rights, collect or build requisite evidence, and negotiate with the insurance companies to get compensation for the accident.
These services typically include:-
- Free first consultation
- Evidence collection and liability assessment
- Coordination of medical examinations
- Direct negotiation with insurers
- No Win, No Fee arrangements
The many different kinds of crashes rarely are the same but usually fall into broad classifications:
- Rear-end accidents
- Side impact accidents (T-bones)
- Accidents involving pedestrians
- Cyclist or motorbike accidents
- Accidents involving public transportation
- Multi-collision pile-ups
- Hit-and-run situations
Each type entails different issues for the claim process; hence, it is more critical than ever to work with experienced road traffic accident solicitors.
Who Can File a Road Traffic Accident Claim?
Claimants are not only those holding the steering wheel. Some of the potential claimants are:
Drivers- regardless of whether they are at fault or partially at fault
Car passengers
Cyclists and Motorcycle riders
Pedestrian
Children (on behalf of a litigation friend)
Family members to whom a person was related died in a road traffic accident
Motor insurance policy claims.
The very first step in the car accident claim process is examining a motor insurance policy. Some possible situations would be:
Fully covered third-party fault: You claim against the liable party’s insurance.
Uninsured or untraceable driver: You lodge a claim through the Motor Insurers’ Bureau (MIB).
Your comprehensive policy: Covers damage to your vehicle, even if no one is at fault.
Therefore, being aware of the coverage would help in determining the path to be taken.
What Happens in an Motor Accident Claim?
Here is the simplified car accident claim procedure:
Consultation- Talk with the solicitor about your case.
Evidence: Gather things like accident reports, witness statements, and medical records.
Liability investigation: Determine fault.
Negotiate: Your solicitor negotiates with the insurance company.
Settlements or in Court- Most cases are settled, but if necessary, your solicitor will represent you in court.
Having a good lawyer in a car accident can speed the process and ensure justice in the end.
How Long Do Claims Take?
Claim duration depends on the type of claim:
Straightforward cases: about 3-6 months
Contested or complicated cases: Up to 12-18 months
Factors that affect the timing include injury extent, insurance delays, and whether or not the case has to go to court.
What Is the Time Limit on a Claim for a Road Traffic Accident?
In the vast majority of cases, a person would have three years from the date of the accident or from when the person first became aware of his injury being connected to the accident.
For minors: Within 3 years of when they turn 18.
For mentally incapacitated persons: Limit may not apply until one has regained the capacity.
Quickly act to preserve your rights.
What Can I Recover Following A Road Traffic Accident?
Recovery may differ from case to case. Apart from a few special claims, the following could be recovered in more general damages:
Rehabilitation and pain and suffering (general damages).
Expenses incurred for medical treatment.
Loss of income.
Expenses incurred while travelling and lodging.
Property damage.
Psychological distress.
Care and treatment are required in the future.
Your solicitor shall assist in an equitable and comprehensive settlement amount.
What Is the Time Limitation for a Claim After a Road Traffic Accident?
Generally speaking, you have three years from the date of the accident or from when you first realized your injury was related to the accident. For a minor: Three years from 18 years of age. In cases of mental incapacity: The time limit applies to regaining one’s faculties.
Act fast to protect your rights!
What Can Be Brought Forward As Claim Following A Motor Accident?
The compensation differs, yet typically you will be able to bring a claim for:
Injury and suffering (general damages)
Medical expenses
Loss of earnings
Cost of traveling and accommodation
Damage to property
Anxiety or other mental problems
Continuous care or rehabilitation
Your solicitor will also help in calculating the fair and comprehensive settlement amount.
Contact AK Legal
Under our beliefs, we offer justice for everyone. Standing by your side are our skilled solicitors with experience in road traffic accidents, who will assist you in all aspects of your claim—from gathering evidence to making a fight for your rights.
Free initial consultation
No Win, No Fee
Friendly, empathetic, and professional support
If you have been in a car accident and don’t know what to do next, give AK Legal a call today. Let us assist you in claiming what you should be compensated for.
